What should you do with your tax refund this year?

That feeling of anticipation when you find out you’re due a refund and are waiting for that money to get to you is like no other. We know (and love) the feeling! It’s always a good idea to make a plan of what you want to do with your refund before you receive it. Should you save it? Should you treat yourself? The options are bountiful.

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Tax season is here!

6 things you should know before you file.

Tax season officially began on Jan. 29. That means the IRS is now accepting tax returns.

We know tax season can cause a sense of panic and uncertainty for some, while others are more excited at the prospect getting money back in the form of a tax return. No matter what tax payer category you fall into, here are some things you should know before you file this year.

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On The Road Lending
5 New Year's resolutions we promise to keep in 2018

We're ready to keep working hard in 2018.

Happy 2018! We ended 2017 with a bang — Hurricane Harvey created a massive need we’re helping meet with our Hurricane Harvey Relief Program, and we’re continuing to grow our Mobility and KEY programs. So to say we were busy is an understatement, but we love working hard. Especially for the people of our awesome state!

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On The Road Lending
Four clients who refused to give up

They inspire us every day.

Our clients never cease to amaze us. They’ve been through unspeakable hardships, but they weather the storm and come out on the other side wiser, stronger and more determined than ever to build a better life for themselves and their families.

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On The Road Lending
The B Word: Take these 5 steps to create the perfect holiday budget

No need to fall behind financially.

We’re not quite sure where this year went, but it seemed like we blinked and all of a sudden the holiday season is here! While it’s fun and special to give gifts (and receive them, of course!), it’s important to be able to do so without falling behind financially. That’s where the “B” word comes in. Turns out, budgeting doesn’t have to be scary or complicated — all you need is a little bit of organization and discipline and you’re good to go! Sticking to a budget will keep you from falling behind and make your life a whole lot easier once the holidays are over.

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On The Road Lending
Equifax breach affects millions of Americans

We're still learning about one of the biggest breaches ever.

On Sept. 7, Equifax announced a data breach, where hackers gained access to company data that included sensitive information for millions of Americans. Up to 143 million Americans may have had their names, Social Security numbers, birth dates, addresses and other vital information accessed. It also looks like the hack compromised 209,000 people’s credit card numbers and personal dispute details for another 182,000 individuals. This breach happened between mid-May and July. The hack was discovered on July 29 and Equifax informed the public more than a month later.

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On The Road Lending
Working poor hit hardest by Hurricane Harvey

Employment, housing affects many on coast

As the waters rescind and the sun shines again, we’re left to reflect on the true devastation of Hurricane Harvey along coastal Texas. The consequences of the massive storm are huge, real and will take years to correct. But of all the people affected, no one seems to be hit harder than the working poor.

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On The Road Lending
Take a breath: Alfie's story

“Alfie was in a position that many of our clients face — he had an older car that needed constant repair. Often he had to take the bus to work because his car was in the shop, and, eventually, it just didn’t make sense to spend more money on his 2001 Volvo station wagon

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On The Road Lending
Giving back: Jim's Story

Café Momentum recruited Jim from New York to work with its nonprofit program that provides paid culinary internships and life skills training for juvenile offenders to foster successful re-entry into the community.

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On The Road Lending
Back on track: Bertram's story

“Bertram is a Vietnam veteran who has suffered for many years with PTSD, depression, and drug and alcohol abuse. He’s been working with the Salvation Army to find support, employment and a safe and stable place to call home.

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On The Road Lending
Mobility: It’s not just for adults

Frisco ISD gives motorized toy cars to special needs children

The need for mobility isn’t just for adults. We were reminded of this while learning about a heart-warming and inspiring story about students with severe disabilities receiving toy cars to allow them to easily explore the world around them.

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On The Road Lending