Now making loans in Kentucky and North Carolina!

Loan Process

Bad Credit Car Loans

How to Get a Car Through On The Road Lending

If you have bad credit or no credit at all, we provide affordable bad credit car loans, vehicle selection assistance and financial mentoring to get you on the road to success. We offer affordable loans to individuals with bad credit or no credit history in Alabama, Georgia, Kentucky, North Carolina, Mississippi, and Texas. Just follow these simple steps!

Get a Car in Three Easy Steps!

1.- Submit an online application.

Start by completing our online application, where you will provide the following documents:

  • Your two most recent paystubs in PDF format
  • Your two most recent bank statements or deposit account in PDF format
  • Your current driver’s license or government-issued ID in PDF format

2.- Complete a phone interview.

In our phone interview, we’ll help you evaluate your budget to make sure you can afford your car expenses, including gas, maintenance and insurance. The last thing we want is for you to fail!

3.- Pick out your car!

We'll help you find a vehicle that fits your budget and your lifestyle. Before you start shopping around, review our checklist to ensure that you purchase a quality vehicle. Your coach is here for you over the life of your loan to make sure you stay on the road to success! When you pay off your loan, you’ll be helping more people get bad credit car loans for reliable cars.

Ready to get on the road?

We offer bad credit auto loans in Alabama, Georgia, Kentucky, North Carolina, Mississippi, and Texas. To get started, complete our online application , and we'll get back to you as soon as possible with the next steps.